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Your Life in Your Pocket by John T.
A significant part of being prepared and being able to weather a crisis is
having information. Remember, those in charge now will make it their first
priority after TSHTF to
return to the status quo. Banks and mortgage companies will do everything possible
to continue banking and lending. Landlords will do whatever it takes to make
sure they continue to collect rent from their tenants, and any police or military
personnel you come into contact with will be very unhappy if you cannot prove
who you are or otherwise deflect suspicion.
You can call having critical information available during and after a crisis "life
continuity." There are three aspects to it: collection, protection, and
dispersion.
The first step is collection. Just as with other aspects of your survival
plan, you'll want to make a list of the information you want to collect and
have available during and after a crisis. Such a list should include:
- medical information and records for all family members
- names, addresses, and contact numbers of relatives, doctors and insurance
companies
- copies of wills, living trusts, powers of attorney, and other legal documents
- copies of insurance policies
- copies of birth certificates, wedding licenses, children's school records,
and college transcripts
- copies of property ownership documents, such as mortgage agreements and property
deeds
- copies of driver licenses and passports
- e-books or scanned pages from knowledge materials you've collected
- as many family photos as you feel you need, but at a minimum make sure there
is a clear "head shot" of everyone in your family that can be used
by authorities if needed to conduct a search
- video taped walk-throughs of your house and property showing major purchases
and valuables and the condition of any buildings
While some of the items above might seem like overkill, it is important to
remember that you can never have enough supporting documentation if you ever
need to prove your case or prove your identity. Imagine bugging out of your
home and going to your retreat for three months, only to return to your home
after the all clear to find it occupied by squatters. Will you be able to prove
the house is yours? If your insurance company denies your claim, will you have
the materials ready to counter their argument in your appeal?
Once you've collected the documents and photos, the next step is protection.
At a minimum, you'll want to have a fireproof box or safe to hold your documents.
Even better, get a box or safe that is waterproof as well. For example, Sentry
makes a small waterproof and fireproof lockbox for well under $100. You might
even be able to pick one up for much less at a garage sale or flea market.
Put your safe in an obscure location in your home, and use any supplied mounting
hardware to mount the safe to the floor or wall to prevent thieves from simply
lifting it up and walking away with it. Avoid any safe or lockbox that requires
power to operate, such as batteries or a wall plug. This includes the fancy
safes with biometric access mechanisms. You don't need Fort Knox; you just
need to be reasonably protected. If you can't afford a lockbox or safe, at
least put your document stash into a large Ziploc bag and put it somewhere
safe. You could put it into a locking file cabinet or even put it into a five-gallon
pail and bury it.
Dispersion is another key element to protecting your information stash. Make
copies of everything and mail a set to your lawyer and a couple sets to trusted
family members. Mailing a set to family outside of your region is an especially
good idea. For example, if you live in the Midwest, you would want to send
a copy to someone on the east coast or perhaps out west. Use a service with
a tracking number that requires a signature so that you can be sure the documents
arrive at their location. Even better is to scan everything into an electronic
format. PDF is
best, as it can be read on just about any computer. Take the electronic copies
and write them to a CD or DVD, also known as "burning to disk" since
the CD/DVD drive's laser actually burns information into the disk. CD and DVD
writers are very cheap nowadays, on the order of $20-$30 for a brand new unit
and a few dollars for the disk media. Keep a couple copies along with your
paper (hard) copies, and send out a DVD to your family members instead of a
large pack of documents.
Some people also keep electronic copies of their important documents on USB keys.
USB keys are also known as "thumb drives" because of their size.
Any computer with a USB port can access a USB key as if it was a hard drive.
Keep in mind, though, that a USB key is electronic and will be susceptible
to anything that would damage electronics such as a magnetic field. While it
might not seem like a good idea to keep important info on something that could
end up damaged, the point is to analyze the trade-off between convenience and
accessibility without hurting reliability. If you have hard copies of everything,
then using something as convenient as a USB key might be an advantage. For
example, you could hook the USB key to your belt and walk into a disaster relief
shelter to use the computer there instead of walking around with a big pack
of important papers.
If you choose to make electronic copies of your information, you will want
to encrypt everything and make sure to use innocent-sounding labels. Imagine
sending a DVD labeled "Our Family's Important Information" to someone
on the other side of the country. If that DVD were to fall into the wrong hands,
those people would have everything they needed to steal your identity. Instead,
label the CD or DVD something like "Our Family Vacation 2006" where "2006" is
the year that the DVD was made. That way you will know which is the most recent.
Encrypting your information sounds difficult, but it is actually pretty easy.
The only downside is that you will need a computer to decrypt the information
once it is encrypted. There are numerous free and open encryption programs
available at no charge. My favorite is called TrueCrypt. How it works is beyond
the scope of this article, but it is safe to say that if you encrypt your information
with TrueCrypt, it would take all the computers in the world several hundreds
of years to crack it. TrueCrypt runs on Windows computers only, but similar
applications are available for Mac OS X and Linux.
If you are technically savvy and really want to take your USB key to the next
level, you can install a complete operating system onto the USB key itself.
An example would be PenDrive
Linux or Damn Small
Linux. Damn Small Linux is only 50 MB in size!
With the OS right on your USB key, you could keep all your information encrypted
and never have to worry about what type of computer you would need to decrypt
and view your information.
Many people focus on the tangible aspects of being prepared. Beans, bandages
and bullets are important, but so are intangibles like information. With a
small amount of effort and little to no expenses, you can make sure all the
information your family might need to survive, regroup, and move on is protected
and in an easily-accessible and safe location.